Summer vacations are here and of course, we think about trips, breaks, family outings, and tourist destinations, we put aside our responsibilities and just want to enjoy a few days without pressure.

Summer is also the season, together with Christmas, when we spend the most, so it is a good time to take more control of our money and enjoy our leisure time with options that do not empty our pockets.

Free time is not only for rest, it is also ideal to organize ourselves because certain expenses will not be present such as tuition and other expenses such as electric service. On the other hand, new expenses appear such as camps and child care at home. 

The season is ideal to plan future expenses and improve the storage system of bills and receipts for the tax season, and precisely because of the diversity of expenses that we find, it is the ideal time to improve the storage method of receipts and bills, separating eventual expenses from fixed expenses and paying attention to those expenses that increased during the summer.

Reading reviews of similar products on sales portals can give you an idea of how you can offer your products or how to differentiate yourself from the competition.

Here are the 3 most important criteria to take into account when choosing a health insurance policy:

1. Co-payments and deductibles: 

The co-payment stipulates that the insured must pay a portion of the total out-of-pocket medical expenses, before the insurer begins to cover the rest. Depending on the insurance, this can represent between 10% and 30% of the total cost. 

The deductible is similar, but with a fixed dollar amount. The insurer does not start paying until your bill exceeds the deductible amount.

2. Type of Insurance Policy:

Depending on your age and medical needs will determine the type of insurance you need. Marital status and employment status also play a role. Generally, insurance companies offer young and old people different plans than the rest of the family, as may happen in the case of a newborn or a person with an existing pathology. However, these criteria only apply if a new policy is to be purchased.

To increase the coverage of your existing insurance, super coverage plans can be opted for. 

3. Organize the house:

It is not only an ideal time to clean out the closet, donate or organize a garage sale with unused clothes and objects, which could be an extra family income. It is also the ideal time to organize finances, improve the system for keeping bills and receipts, budget for the following seasons and budget for celebrations and activities for the upcoming holidays.

The secret is organization and determination to accomplish what is planned in advance, after all, it is the season to enjoy and share with the family.

Are you interested in having staff to take care of your personal and/or work finances?  Contact us! We can advise you, to write us via Whatsapp, Whatsapp, email [email protected] or phone call (+1) 786-5770191. Or if you want, you can contact us through our website (here)